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So You Want to Cut Medicaid. Do You Really?

With its history of anti-tax Republicans, tax-fearful Democrats and bowing to corporate extortion to keep jobs in the state, Illinois has underfunded pensions, unpaid vendors and health care providers, and has many other economic woes. So, once again, Medicaid has become a target. Medicaid is often on the chopping block, probably because the perception is that it helps poor people. Now, the lingo is that the cuts being made are to save the program. No need to change priorities.

What exactly is Medicaid? It's a joint federal-state program, basically, the national health care safety net for the poor, children, the disabled and seniors, but administered separately by each state.

Who pays for Medicaid? Medicaid is a joint federal state program. The federal government has traditionally contributed over half of the needed funds to the various state Medicaid programs, but federal funds have been disappearing. There was a federal reprieve in the 2009 stimulus bill, but now those funds are gone. So, the states have to make it up. More federal cuts are planned.

What does the House Budget do to Medicaid? Right now, there is no cap on Medicaid spending. The program is based on need and eligibility. The House budget favored by Republicans including Illinois Tenth  Congressional District Representative, Bob Dold, turns the program into a block grant that limits the amount of federal funds to a lump sum each year, subject to decreases as the political winds blow, and requires the states to make up the rest. The block grant proposal would cut Medicaid by one-third by 2022. To make up for the lost funds, the states would be given new flexibility to cut the number of people eligible, cap the number of eligible people who get the benefit, and cut the actual amounts paid out for the benefit of eligible and covered individuals.

What does Illinois Governor Quinn's Proposal Cut regarding Seniors and the Disabled in Nursing Homes or Supportive Living Facilities? The detailed list of proposed cuts can be found here. Because my focus is usually on the elderly and disabled in nursing homes or supportive living facilities, I'll detail some of those cuts here:

  • Changing the Determination of Need (DON) for nursing and supportive living facility applicants. The DON is a two-part test that measures symptoms of mental functioning such as memory loss and the need for assistance with activities of daily living (ADL). ADL is a medical and legal term of art that includes bathing, dressing, grooming, toileting, dental care, transferring (getting around the house or from the house  to the car or elsewhere), cooking, laundry, other housework, shopping, managing money and all the things we all do every day to take care of ourselves. The DON also includes a measurement of how well needs are met through other programs (noting that Illinois is way down on the list of states that provide programs to assist people at home). The proposal increases the DON from 29 to 37. Here is an study by the Illinois Department of Aging that describes how the DON is scored and what the scores mean. The change could operate to eliminate people with moderate dementia. or people without dementia, but a moderate to severe problem with motor skills.
  • Repeal law requiring ambulance service between hospitals and nursing homes.
  • Moratorium on new admissions to intermediate care nursing facilities--about 15,000 mentally ill people will find no place to live.
  • Eliminate mental health programs for nursing home residents.
  • Eliminating bed holds for nursing home patients temporarily transferred to the hospital.

 

What does all this mean to the average Illinoisan? If you're ok with Medicaid cuts because you're not poor or feel the poor get too many benefits at your expense, think about this: As was pointed out by one of the providers who does needs evaluations for the state here, the changes would make the average 65-year-old incontinent woman with cataracts and arthritis who needs help with cooking and taking medications ineligible for nursing home or supportive living assistance.

Do you have a member of your family who is elderly or disabled? Do you think you will always be able to take care of that person at home? Do you work? Would you have to keep your elderly and/or disabled loved one alone for long periods of time each day? Can you afford in-home daytime help without state assistance? What would the home look like if your elderly or disabled loved one was left to his or her own devices all day? Would medications be taken as directed? Would reasonably nutritious meals be made? Dishes washed? Would you be worried about the senior or disabled person setting the house on fire? Forgetting to lock doors or opening doors to strangers? How do you feel about changing adult diapers? Would your parent feel demeaned by having you, his or her child, changing the diapers? What if the only person able to be at home was one of the grandchildren? Ok if it's a 20 year old? How about a 16 years old?

Ever have to get the nursing home to send grandma to the hospital? I did several years ago when I was young and unaware of Medicaid rules. My grandmother became very ill one day when I happened to visit. She was so ill, I became alarmed, and we called an ambulance to take her to the hospital. There was no way I could have managed her in my car, so I felt lucky that there was available ambulance service. Turned out that she was in fact quite ill. She was in the hospital for several days, but what were we forced to worry about? That she'd lose her room at the nursing home. I had no idea that I might have risked her room, and it didn't really matter because she was too ill for me to ignore the issue for Medicaid rules. Turned out that I was lucky because there were limits to how few days the room could be empty before the home would have pushed her out. What will happen to people in similar situations when the limits are removed? Could my family have afforded the daily nursing home rate, about $60K each year then? Could yours? Remember it's probably more now.

What if you're the person who becomes disabled or grows elderly and infirm? Do you think you'll be able to keep your home, health or dignity without assistance? How will you feel about asking your children if you can move in and if the grand kids can give you the 4:00pm diaper change?

Do you think perhaps the country needs to change its priorities away from tax cuts for the wealthiest people and corporations, and unending war, so that seniors and the disabled can be adequately cared for?

Helen Gene

8:50 pm on Saturday, April 21, 2012

I am agreeing with your last paragraph - Yes I do want the country to change its priorities so that seniors and the disabled can be adequately cared for!

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carl coulson

7:08 am on Sunday, April 22, 2012

A far better idea and much more to the Democrats liking: Put a tax on healthy people, and healthy behavior, just like tanning, charge all those pesky health nuts riding their bikes a toll for road use.
A bike license, $100 ea year, like a car, and don't forget start the police on handing out tickets for improper lane usage. Cha Ching$$$, Health club visit, $10. a week., Dog walkers, $1000 per dog annually. NO one likes to see dog poo! Easy for the cop's to give tickets to these folks too. Runners, again, tax the running shoes, $50 each shoe. have to buy a city token, screw it to the back of the shoe.

Legalize pot but tax it "fairly", Tax cigarettes, gasoline, and of course raise the food and sales tax, silly people have to eat and buy stuff, we're missing all the revenue a new tax here could generate too.
Once all these new taxes kick in, think about the benefits!

Punish the evil rich and healthy people, they don't deserve any of what they work for! Take it away and give it to the poor, the needy, the humbled masses, and extend unemployment indefinitely! Oh yes, Having to work is not fair!

Why work at all in fact! Unless it's for a labor union of course, cuz their benefits are protected, Pass the stimulus cookie jar again!

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Ellen Beth Gill

10:36 am on Sunday, April 22, 2012

You can have an honest discussion about priorities and what we need to do to take care of our elderly and disabled, or you can make stuff up and let people suffer. I guess some people will choose the latter.

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D46 Resident

2:07 pm on Monday, April 23, 2012

Carl, I can only hope you find yourself one day old, sick, and out of liquid assets. And with no where to go. Karma is a you-know-what.

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Patrick Campbell

2:26 pm on Thursday, March 21, 2013

And tax the people here that do not post their names!

Harlon Katz

3:00 pm on Monday, April 23, 2012

Ms. Gill - I am all for supporting the elderly and disabled, but I question if our current, corrupt, medicaid organization can do it. We need to work on getting rid of those that should not be on it (don't live in IL, no longer qualify, etc). Plus, why do we provide "Cadillac" coverage. Children in IL on the "free" insurance get BRACES for free. This is NOT just to correct severe issues, but solely for cosmetic reasons. What cosmetic surgery is next. Until the IL democrats are willing to stop the corruption and focus on providing to the truly needy, I say no more.

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Daniel Krudop

7:34 am on Wednesday, April 25, 2012

http://www.wfaa.com/news/investigates/Medicaid-Money-Runs-Out-and-Braces-Stay-on-134935133.html

I know there will always be cases that one can find that are not usual. The orthodontist in this case received $2.7 million in Medicaid payments in one year. He evidently insists his patients keep their braces on until the patient's limitation is reached.

ebuddha

3:32 pm on Monday, April 23, 2012

From my college days, i recall one definition of 'economics' was the 'allocation of limited resources'. in this case, the limited resource we are discussing is the GDP (we’ve been living in the strange world of uber-debt for over a decade and that HAS to stop). in other words, what percentage of our economy do you want allocated to healthcare for the elderly?

while healthcare can be a very personal topic, it also needs to be discussed in a very frank manner and with all of the facts: over an average lifetime, total healthcare costs are currently running at $269,000 for men and $361,000 for women. Average annual healthcare costs at various ages are: $1448/yr (age 20), $2,601 (age 40), $10,245 (age 65), $17,071 (age 85).

Recent debate in this country has further sidetracked an open conversation by labeling people as supporting 'death panels'. In reality, America has a choice: spend "whatever it takes to keep everyone alive one extra day", or take a somewhat cost-benefit approach and ask: does it make sense to spend 11 times the amount on someone in their final years, compared to someone who has their whole life ahead of them.

I found it odd a few years ago that it was the Republicans (notably super-twit Palin) who were against Obama's plan on the grounds of the 'death panels' when in fact that was one of the elements that would have controlled costs the most. btw, i consider myself a fiscal conservative and social moderate

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ebuddha

3:40 pm on Monday, April 23, 2012

btw, here is a great chart that shows healthcare spending, as a % of GDP, by country, over the past 50 years:
http://economix.blogs.nytimes.com/2009/07/08/us-health-spending-breaks-from-the-pack/

Similar to spending on schools - our country spends more than most others but the results we get seem to be sub-par.

Perhaps in the case of healthcare, we spend too much on the elderly and not enough on the young and the poor. Just a thought.

My only point is: before you have a conversation about taxes and/or benefits - ask yourself - how much of our GDP should we spend on healthcare. Then ask, within that budget, who should benefit - or where should we invest those dollars? Does it make sense to authorize a $100,000 operation on someone who is 85?

I think supplemental insurance is a good option so people can buy additional coverage, but as far as Medicare, we need to start asking - and answering - the tough questions.

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Ellen Beth Gill

3:50 pm on Monday, April 23, 2012

I ask the commenters to consider that I'm not talking about performing heroic life saving measures on the elderly. I'm talking Medicaid paying to keep them safe, comfortable and adequately housed. Medicaid is doing a very good job of that now. Cuts will kick the elderly out of nursing homes and the disabled out of nursing homes and supportive living facilities.

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ebuddha

3:56 pm on Monday, April 23, 2012

Ellen - the reason this country is in such a mess now is because the conversations (or debates) always start from the ground up and get personalized. All sides do it. You're doing it now by 'defining' what you're talking about as simply being "Cuts will kick the elderly out of nursing homes and the disabled out of nursing homes and supportive living facilities".

My point is that the conversation needs to be the same as any responsible family or business would do: from the top down. How much money do we have in total? What percentage should we spend on X and Y. Within X, there are certain to be a thousand sub-categories, then prioritize top down. Finally, you get to your answer as to what can and cannot be covered.

Using your method of "this is necessary or valuable so we should fund it" is akin to how children think. It's a completely value based way of thinking and why this country is always arguing.

Things are so messed up that we can no longer simply have the conversation every year about adding this program or scaling back this benefit. We need to reset everything because you can raise taxes across the board and our spending is simply out of control. Worse yet, we have a generation retiring (btw - the same generation whose terrible stewardship of this country got us in this mess) and who's contribution to the income side of the ledger is headed towards zero while their drawdown of benefits is going to skyrocket if we do not change expectations.

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ebuddha

4:01 pm on Monday, April 23, 2012

Ellen - as an example of what I am referring to -

you point out that you're not referring to "life saving measures" but rather "annual housing" type programs.

well there you go: instead of looking for more tax money - make a choice: how should the dollars already being allocated be used. imagine how many seniors could be kept in quality housing in lieu of one $100,000 medical procedure for someone of similar age.

Personally, I'm not suggesting an answer. What I am trying to do is frame the conversation away from: we need more money in the pot, to a new way of thinking: the pot is huge, bigger than every other country's, how do we want to use the money that's already in the pot.

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ebuddha

4:05 pm on Monday, April 23, 2012

Ellen (last post, i hope) -
to get back to your article, you seem to be down on 'block grants' as supported by Congressman Dold and House Republicans. but that's the only way the federal govt can establish a budget. they can't have an open-ended checkbook. first of all, the state organizations are about as corrupt as they come (Illinois is probably one of the worst, but they're all corrupt). but also, an open-ended budget does not force the hard decisions. And that is why this country spends more than everyone else for worse results -- American culture is afraid of making the tough calls. Our politicians are afraid because if they make the brave tough calls and telling people they can't have everything, they'll just get voted out.

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Janet Sirabian

4:32 pm on Tuesday, April 24, 2012

The issue is that neither the State nor the Federal government have any money, so cuts need to be made everywhere. Every agency is lobbying so that their funds do not get cut. They are all good causes, but when there is no money, everyone has to make some sacrifice. Each agency then has to step up their fund raising efforts and donors who are able need to contribute more.

It is not the responsiblity of the government to take care of me. That is my responsibility.

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D46 Resident

7:10 pm on Tuesday, April 24, 2012

So, God forbid, you develop Alzheimer's, and either have no kids, or your kids are unable to care for you, should we just send you out to wander the streets, Janet? What marvelous self sufficiency!

Janet Sirabian

7:20 pm on Tuesday, April 24, 2012

Self sufficiency should be the goal of everyone. Insurance should be a priority for everyone. But when dire circumstances arise, then we should care for each other. Those who are able should contribute all that they can to causes that are important to them. My point is that it is not the responsibility of the government to take care of me. My parents were in a nursing home and they paid every penny of that bill because they had scrimped and saved all of their lives to be able to take care of themselves.

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ebuddha

8:12 pm on Tuesday, April 24, 2012

D64 - your emotional approach to the situation is one of the reasons this country can't have a reasonable conversation about healthcare. this country has too many political third rails that prevent anyone from dealing with any of our problems.

Janet - most of us understand your point: the standard should be self reliance and self sufficiency with a safety net for the few very unfortunate situations. However, this country is quickly becoming far too reliant on government handouts for far too much of life.

We're nearly 4 years into a sluggish economy and unfortunately we have leadership in this country who have chosen to set a tone of telling people that the solution to their woes is to blame others and then take from others. What we need is someone to get in front of the nation like Reagan did after Carter and tell every man woman and child that they are the solution and that each of us getting up every day and working hard (even if that means looking for a job) is the solution.

D64 - anyone one of us could describe a more desperate situation than the next. Many of us have those stories as personal experience rather than theory. The point is that there is already a significant portion of our country's resources directed towards healthcare - more than any other nation on the planet. The solution is not to throw more money at the situation but to use it more wisely.

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RB

8:40 pm on Tuesday, April 24, 2012

'More than any other nation on the planet'.....
5% of world's population and 25% of the prisoners
We spend more on war than many social services
We spend more Corporate money financing campaigns
Healthcare costs are rising here as fast as anywhere in the world

Ozzie and Harriet don't live here anymore and if they did, they would hope to have Medicare, Social Security and Medicaid to help them. after working all those years their life savings blew up in the dot com bust, real estate fiasco and those Bush Tax Cuts did nothing for them.....

Nothing wrong with some emotion when it comes to caring about people, difficult for you but not wrong for someone else. Government is there for and by the people!

ebuddha

9:51 pm on Tuesday, April 24, 2012

Frankly I have no idea what your point is.
My point has been that people who are concerned that not enough money is being spent on whatever program or benefit they are emotionally attached to, have to find somewhere else within the existing healthcare budget to take from. Raising taxes or spending less on wars is not a solution to any healthcare woes because those two steps (and others) will be solutions to the debt crisis.

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Ellen Beth Gill

12:08 pm on Wednesday, April 25, 2012

I think we all need to focus on why suddenly everything seems to require cuts. Have we done anything lately to make it all so hard to support? Well, there were 2 needless wars, we cut taxes for the wealthiest people and corporations, we deregulated derivatives causing a huge financial crisis.... Just saying....

There's nothing emotional about seeing the need to protect Medicaid. No one without upward of $60K per year to spend will be able to afford a nursing home or other type of supportive living. A lot of kids won't go to college because mom and dad have to concentrate on saving for their old age or supporting grandma and grandpa. Seniors will live in dangerous and unhealthy situations, not to mention the lack of dignity. Children will be caring for their grandparents while their parents work. Some people think they're immune from this issues, but even if you're not planning on getting old or suffering an illness like Alzheimer's, you never know when you'll get into an auto or other type of accident, have a stroke etc. Your private health coverage will end when you lose your job and there you have it, you'll need Medicaid just like anyone else.

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Millie

10:58 am on Thursday, September 6, 2012

Ellen

Do a little research and you will find that everyone got tax cuts.

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McCloud

3:43 pm on Thursday, March 21, 2013

Smells very much like the Obamacare debate. By the way, how's that going? Costs are escalating, hiring is hampered, and providers are getting squeezed. Your heart continues to bleed though.

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McCloud

6:25 pm on Thursday, March 21, 2013

Maybe your guy Obama is to blame, after he used a scalpel to eliminate 800 billion from medicare to disguise his plan Obamacare as deficit neutral. Well. we find out now, even with the double counting, it's in the hole, and will continue to mushroom a larger hole in our economy. Keep using the old and children as your lead in, and oh, I appreciate the preumptive war cards in your delusion. Right out of the 50 year old liberal playbook.

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Just Sayin

9:18 pm on Thursday, March 21, 2013

McClown...Don't look now...but you are the only one in this thread mentioning Obama.
Seriously....you need to get help with that OCD regarding the President. It's apparent no one in your family cares enough to get the ball rolling on that intervention I suggested a month ago. You have no doubt alienated your entire family. To bad.
But...on the bright side...there are several whack-jobs here on the Patch that tend to agree with your nonsense...so you are not totally alone in this world. I feel kinda bad for you....NOT.....LOL.

Janet Sirabian

12:23 pm on Wednesday, April 25, 2012

Millions of kids go to college without mom and dad paying for it. They can go to community college. They can have jobs. My daughter had a roommate in college who worked full time while going to school full time. Good financial advisors will advise to save for retirement rather than for college because there are many more options for children to afford college. If you work until 65, which is perfectly reasonable, your health coverage will be Medicare and have nothing to do with your job. I am 70 years old and working two jobs to make sure that I can take care of myself. Seniors get Social Security to supplement their own savings, not to be their sole source of income. As stated before, Medicaid should be a safety net for those truly in need, not for seniors who have transferred all of their assets to their children so the government can support them.

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ebuddha

12:27 pm on Wednesday, April 25, 2012

You make all these emotional statements -- yes that is life - we all have parents and kids and college and things we'd love to spend money on. And life is hard.

But you ignore the fact that the money needs to come from somewhere to pay for all these things.

You ask why everything seems to require cuts -- have you seen the debt/deficit lately? Have you seen any news coverage of Greece, Italy, Spain, Portugal, or Ireland?

You seem to want to tax more and cut certain things and then turn around and spend more on things YOU prefer. When is everyone going to realize We All have our own pet projects. But we all have to stop this craziness.

Which is why i spent a bit of time laying out ratios in my previous posts that can be a starting point for budgets -- all of which counters your points that there has been cuts in federal healthcare spending in this country (there haven't been) or federal spending in Illinois (there hasn't been).

But it feels like cuts because too many people have gotten stuck on the tit of goverment and just want more. We have a choice: make responsible decisions today or the marketplace will eventually knock on America's door the way the sheriff does when a bank forecloses on a house.

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ebuddha

12:55 pm on Wednesday, April 25, 2012

When are you going to say something factual? You say "we cut taxes for the wealthiest people".

Here are the "effective individual income tax rates" as reported by the govt from two very different eras. As you will see - EVERYONE is paying a lower rate. You are against overseas wars, but not internal class warfare apparently.

(and yes, the lower 40% are now getting paid to file a tax return!)

JUST SAYING........

Quintile ________ 2007 ________1980

Top ________ 14.3 ________ 16.1
2nd ________ 6.1 ________ 10.4
Middle ________ 3.2 ________ 7.8
4th ________ -0.6 ________ 4.3
Bottom ________ -6.7 ________ 0.1

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Deerfield Resident

10:34 pm on Thursday, March 21, 2013

Medicade - I'm not touching that.....you can't argue changing that in any form or you'll look bad. This article is a setup...of course you'll want help if you or your mother needs it and can't afford it! But the key word there is NEED....people like "just sayin" and their type NEED other people's money for their liberal agenda. Even if you pay 50% taxes your're the devil for not paying more.....complain about an expenditure and you're selfish.....question why certain things need funding and you're greedy.....ask people to at least try to get a job and you're infringing on their human rights......wonder why everyone shouldn't need to be required to provide proof of who they are and you're discriminating......aspire to be successful and you're not conforming. Liberals or socialists want big gov't to be able to control everything because if they are in control and promise to take care of everyone's needs - they know they'll always get the vote. It's tough to be a republican these days because you want to work and work hard but you see more of your taxes going to one thing or another and you wonder maybe you should join the hands out club or those that benefit from keeping them down.

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Just Sayin

7:35 am on Friday, March 22, 2013

DF... Why stop there? Blather on some more so we can all see even further into the depths of your ignorance. "It's tough to be a republican these days" Yep...LMAO...I am sure it is...given that you are circling the drain at a much faster rate these days. It's entertaining listening to your desperation....so please continue....

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McCloud

2:07 pm on Friday, March 22, 2013

Most Americans are circling the drain from Obama policies, and too many just don't realize it yet. One would have already thought with the doubling of welfare and food stamp recipients, the doubling of our national debt, people with some sense would wake up. Perhaps once their health insurance premiums double, .and unemployment jumps up more.

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Vicky Kujawa

4:04 am on Sunday, March 24, 2013

I think Al Gore, Bill Clinton, John Kerry, Mike Bloomberg and all the Limousine Libs should sell down to a paltry two homes,and donate all but 10 mil or so of their assets to the needy. Chelsea and her hubby could just stay in their meager 2 mil digs and forego the 10 mil one and pitch in for the cause, too! Oh, and they should all drop their armed security while they're at it. Lead by example!!!

Deerfield Resident

10:44 pm on Thursday, March 21, 2013

Sorry watching basketball and forgot its a proper noun....."Hands Out Club"

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Deerfield Resident

11:32 am on Friday, March 22, 2013

Just sayin.....it's desperation because more and more people are like you and either leaching off society or supporting those who do......it's ingrained in you to be a leach and to be mad at those who are successful because you're just jealous and want your share. (without working for it)....I bet if I was able to see a picture of you or your family or your existence....pictures would speak a thousand words and this conversation would be over. Make your own way and get your hands out of my pockets - loser.

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Just Sayin

3:58 pm on Friday, March 22, 2013

DF....Oh...BTW...I don't need to see a photo of you or your family...I know what bitter azz-wholes look like. LOL

Just Sayin

3:05 pm on Friday, March 22, 2013

DF...I work in the film industry and have done so for the last 30 years. I would venture to guess that my lifetime income, to date, is double what you have ever made. Your pathetic imagination is running away with you! Go away...you bore me....

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Vicky Kujawa

4:06 am on Sunday, March 24, 2013

....so you're Michael Moore........! I kinda figured you were a fatazzed, crabby old Limousine Lib hippie!

Deerfield Resident

2:05 pm on Saturday, March 23, 2013

"so you're sayin you're a loser". Please tell me more about your lifestyle it's like a reality show...from our last battle you stated that you prefer someone with the same plumbing now I find out that your a fluffer in the film industry .....BTW (so you can understand) ...I have project managers that make more money than you...and we give them pre employment tests so we don't get any of your type.

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Just Sayin

6:00 pm on Saturday, March 23, 2013

Dullfield Resident...Your project managers net more than 600.00 a day ??? WOW...me impressed...snicker...snicker...snicker. Say...go piss in someone else's yard dufus...I am not interested.

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Vicky Kujawa

4:10 am on Sunday, March 24, 2013

Since you are so loaded why don't you go hand it out to the needy?

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